What we collect

During either a Login / Registration or Checkout process, you will be asked for basic registration information, such as a username and password.

You may also be asked to provide identification information to confirm your identity, which includes your first and last name.

Other personal information you provide to us may include, but are not limited to, address, phone, fax, email address, social security number, license number, date of birth, and certain financial information, as well as additional information about your business that will be provided to third-party sources of funding in connection with your applications for funding from those third-party sources, including certain financial information and other documents required by the third-party source of funding to complete an application.

When you browse our web site, you do so anonymously.

We may log your IP address (the Internet address of your computer) to give us an idea of which part of our web site you visit and the amount of time spent there.

But we will not link your IP address to any personal information unless you have logged in to us. Like many other commercial web sites, Loangrip.com may use a standard technology called a cookie to collect information about how you use the site.

Please go to Use of Cookies below for more information.

We also collect data shown in comments form whenever visitors comment on any of our contents. These data like a visitor’s IP address and browser user agent string helps us filter and detect for spamming comments.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/.

Once your comment is approved, your profile picture is visible to the public in the context of your comment.

In using LoanGrip.com, you acknowledge to all our lawful basis – in the form of contractual obligation – for processing your data, as outlined in the Disclaimer Policy.

How we use it

We may use your personal information, and information provided to us from our referral partners and Third-Party Sites for the following purposes:

• For a better user experience, making you not to enter your personal information more than once.
• To deliver your requests for our Services, and respond to your other inquiries.
• To offer you better products, programs, blog contents and services that are relevant to you.
• To complete your transaction requests, and verify the existence and condition of your accounts.
• To rectify inaccurate application information, and assist you with your transactions.
• To notify you of future products and services, special offers and updated information from Provider.
• To provide feedback on a completed online survey.
• To participate in promotional offers.
• To request assistance or fill out support requests.
• To identify areas of our website that you have visited.
• To help personalize the contents that you see on our website.
• To better our website analytics.
• For better well-targeted advertisement and to help serve ads that are relevant to your interests.
• To allow you comment on posts.
• To allow contents from the website to be shared on social networks.

Who we share it with

We never sell or rent your personal information.

Provider may disclose your personal information if required to do so by law (e.g, a subpoena) or regulation, or in good faith to (a) protect the rights and property of Provider, or (b) comply with legal processes served on the site  or (c) where our records indicate fraudulent activity or other deceptive practices that a governmental agency should be made aware of, or (d) where your communication suggests possible harm to others.

Provider may share personal information about you in the following circumstances:

• If Provider is acquired by or merged with another company.
• With your consent, including to third-party credit reporting services and sites when we request a credit report on your behalf or to any potential third party source of funding to whom you instruct us to identify for you.
• With third parties to provide, improve, and maintain our services.
• To respond to claims if our content violates the rights of third parties.
• Provider uses (but is not limited to using) the following sub-processors in order to carry out business activities: GetResponse, OptinMonster, MailMunch, HelloBar, App.Subscribers, Stripe, PayPal, Namecheap, Alphabet Inc.

Your data may not be processed by all sub-processor listed above, and conversely may be processed by more than those listed, depending on the nature of services that you have engaged us for.

Any non-EU, non-US third parties with whom we share data are nations recognized as having adequate protection by the EU Commission. In the case of US third parties, they either all have Privacy Shield compliance or are working towards this status at the time of writing.

Security

Provider takes reasonable measures to protect the security of your personal information.

This includes the use of SSL encryption when collecting or transferring sensitive data such as credit card and personal information.

Credit card numbers are only used when processing payment and are not used for other purposes. Our efforts to protect credit card fraud help protect your financial data security.

We also make use of authentication procedures to help protect your personal information from theft, loss, misuse and unauthorized access, alteration, disclosure, and destruction.

Your personal information is never shared permission, except as stated herein. Provider stores data in password-controlled servers with limited access.

You acknowledge however that no system is perfectly secure, and you also have a significant role in protecting your information.

No one can see or edit your personal information without having access to your username and password, so do not share these sensitive information with others.

Use of Cookies

Our site is not setup to track, collect or distribute personal information.

We may generate certain kinds of non-identifying site usage data, such as number of hits and visits to our site.

This information is used only for internal purposes and none of the statistics contain personal information and cannot be used to gather such information.

We make use of various technologies to collect information, and this may include sending cookies to your computer or mobile device to help you personalize your online experience.

A cookie is a text file that is placed on your hard disk or in device memory by a Web page server.

Cookies cannot be used to run programs or deliver viruses to your computer or mobile device. Cookies are uniquely assigned to you, and are only read by web servers in the domain that issued the cookie to you.

You are free to accept or decline cookies.

Although most Web browsers automatically accept these cookies, but you can usually modify your browser setting to decline cookies if you prefer.

You should note that in declining cookies, you may not be able to fully experience the interactive features of the Provider services or Web sites you visit.

Google Advertising Cookies

Some of our advertising partners may use cookies and web beacons on our site to provide better services to you. Our advertising partners include Google Adsense.

Google uses cookies to help serve the ads it displays on the websites of its partners, such as websites displaying Google ads or participating in Google certified ad networks. When users visit a Google partner’s website, a cookie may be dropped on that end user’s browser.

• Google, as a third-party vendor, uses cookies to serve ads on www.loangrip.com.
• Third-party vendors, including Google, use cookies to serve ads based on a user’s prior visits to www.loangrip.com or other websites.
• Google’s use of advertising cookies enables it and its partners to serve ads to users based on their visit to www.loangrip.com and/or other sites on the Internet.
• Users may opt-out of personalized advertising by visiting Ads Settings

These third-party ad servers or ad networks use technology to the advertisements and links that appear on www.loangrip.com send directly to your browsers. They automatically receive your IP address when this occurs.

Other technologies (such as cookies, JavaScript, or Web Beacons) may also be used by the third-party ad networks to measure the effectiveness of their advertisements and/or to personalize the advertising content that you see.

www.loangrip.com has no access to or control over these cookies that are used by third-party advertisers. You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices.

www.loangrip.com’s privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites. If you wish to disable cookies, you may do so through your individual browser options.

More detailed information about cookie management with specific web browsers can be found at the browsers’ respective websites.

Links and affiliation

In addition to our privacy notice, LoanGrip.com may contain links to other sites and affiliate offers.

Please be noted that we are not responsible for the content or privacy of such other sites. We encourage our users to be aware when they leave our site and to read the privacy notice of any other site that collects personally identifiable information.

Problems or complaints

We value your comments and opinions. If you have questions, complaints or a comment or a complaint about compliance with this privacy notice you may contact us.

If you’re not happy with how your data is being processed, please contact your local relevant supervisory authority.